Self can help. By opening a Credit Builder Account and making your monthly payments on time, you can build positive payment history. Unlock access to the Self Visa^® Credit Card.

A Kikoff Credit Account is one of the most responsible and affordable ways to build credit -- no deposit or credit check required to get started.By signing up with a membership, you pay only $2 a month with 0% interest and no additional fees. We report your Kikoff account to the major credit bureaus as a credit line -- with each monthly payment, you build payment history. We’ll help you be successful by sending payment reminders (plus you have the option to turn on AutoPay!) Kikoff is a safer way to build credit. For those of us who have struggled with credit card debt, this is also a way to build credit without the temptation of going into debt.

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Whether you’re establishing credit for the first time, or building towards the score you want, the responsible use of a card like the Platinum card may help you get there. Be automatically considered for a higher credit line in as little as 6 months.